LendInvest, the fintech mortgage platform, has announced a rate reduction across its entire Buy-to-Let (BTL) product range, with new initial rates at their lowest levels in three years.

Key Rate Reductions

• 2-year fixed rates across all BTL products: reduced by 20bps

• 5- and 7-year fixed rates:

  • Large HMO/MUFB: reduced by 20bps

  • Standard BTL, small HMO/MUFB, Holiday Let & Ex-pat: reduced by 10bps

• Applies to Product Transfers as well as new applications

• New lowest rate starts at just 3.24%

What LendInvest Says

“Affordability remains key… and we’re delighted to cut all of our Buy-to-Let products by up to 20bps,”
— Hugo Davies, MD for Mortgages

The company also highlighted its Mortgages Portal, designed for brokers to manage cases, complete Product Transfers in hours, and access real-time support.

Why It Matters

• Welcome news for landlords facing tighter margins and rising compliance costs

• Offers a lifeline for remortgaging and refinancing in a tougher regulatory and economic environment

• Further signs of returning competition and stability in the BTL lending space