In a move that could raise £2 billion for the Treasury, the government is reportedly considering a new tax: applying National Insurance contributions to landlords' rental income. The proposal, which is said to be under consideration for the upcoming Autumn Budget,...
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NI on Landlords: Policy, Pushback, and Market Impact
National Insurance on Landlords: The Debate Intensifies Chancellor Rachel Reeves’ plan to impose National Insurance (NI) on rental income has sparked controversy across the property sector. Labour is reportedly targeting “unearned income” from landlords to raise £2...
Bolton Council Imposes Immediate Ban on New HMOs, Creating Financial Chaos for Developers
Writing in LandlordToday, Des Taylor, casework director at Landlord Licensing & Defence discusses that, in a surprising and immediate move, Bolton Council has enacted an Article 4 Direction in the Horwich area, effectively requiring full planning permission for...
Rising Student Numbers Boost Buy-to-Let Appeal
Specialist lender Together says the growth of the UK student accommodation sector is making it increasingly attractive to buy-to-let investors. In the 2024/25 academic year, over 2.9 million students attended UK universities — one million more than in 2000. Ryan...
One in Five Landlords Now Operating Through Limited Companies
A growing share of landlords are turning to limited company structures to manage their rental portfolios, according to new research from mortgage lender Pegasus Insight. The data shows that 20% of landlords now own at least one property via a limited company: 7% hold...
Generation Rent Behind Push for NI on Landlords
The idea of forcing landlords to pay National Insurance (NI) on rental profits did not emerge in isolation. It has been a core demand of the Generation Rent activist group for nearly a year. This week, government sources selectively leaked that the Treasury is...
‘Final Nail in the Coffin’ for Property Investment, Warns Rathbones
Wealth manager Rathbones has sounded the alarm over Labour’s reported plans to raise new property taxes, calling them “the final nail in the coffin” for property as an investment. According to reports, the Treasury is considering a range of measures ahead of the...
NI on Rental Income? Tenants Will Pay the Price
Writing in, Estate Agent Today, Jonathan Rolande, founder of House Buy Fast states that reports suggest Chancellor Rachel Reeves is eyeing landlords once again, with National Insurance on rental income rumoured to be under consideration. For buy-to-let landlords, it...
NI Levy on Landlords Could Favour Corporates Over Individuals
A leading legal expert has warned that the government’s proposed National Insurance (NI) levy on rental income may disproportionately hit small landlords while sparing large corporate operators. Ian Narbeth, real estate consultant at DMH Stallard, says early...
Nationwide: House Price Growth Slows in August
The latest Nationwide survey shows that annual house price growth eased in August as affordability pressures continue to weigh on buyers. House prices rose 2.1% year-on-year, down from 2.4% growth in July. On a monthly basis, prices slipped 0.1% following a 0.5% rise...
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