Writing in Landlord Today, Sherrelle Collman warns that Scrapping Universal Credit deductions could push more landlords away.

The original article can be seen here, and in summary says:

The government’s decision to stop automatic Universal Credit deductions for rent arrears may create challenges for both tenants and landlords.

While the previous system lacked tenant involvement, it gave landlords assurance over rent collection. Caridon Landlord Solutions warns that without a clear alternative, landlords may become more reluctant to rent to benefit recipients, reducing housing options for vulnerable tenants.

Previously, landlords could request up to 20% of a tenant’s Universal Credit payment to cover arrears, often without consultation. The removal of this mechanism increases financial risk, potentially deterring landlords from renting to those on benefits.

If deductions are to be assessed case by case, the Department for Work and Pensions (DWP) must be adequately resourced to process claims efficiently. Delays or administrative hurdles could strain landlord-tenant relationships and further limit rental availability.

A balanced approach is needed—ensuring tenant involvement while providing landlords with confidence in rent collection. A well-resourced and collaborative system is essential to protect both parties and maintain access to affordable housing.