A coalition of 48 organisations, including AdvoCATS, Landlord Action, and Propertymark, has urged the government to reconsider a new amendment to the Renters’ Rights Bill that removes the requirement for landlords to allow pet damage insurance.

The Housing Secretary had previously backed the insurance provision to ensure tenants and landlords “were not left unfairly out of pocket.” The new amendment, however, still obliges landlords to accept tenants with pets unless there is a compelling reason to refuse, leaving landlords exposed to potential damage costs.

Why Landlords Are Concerned

• Many landlords are small-scale or “accidental”, owning only one or two properties.

• Without insurance, landlords may prefer tenants without pets due to perceived risk.

• AdvoCATS warns this could worsen the shortage of pet-friendly rentals, forcing more animals into rescues.

Insurance: A Win-Win Solution

AdvoCATS founder Jen Berezai describes pet damage insurance as cost-effective and practical:

• Covers four-figure damage costs per address immediately.

• Cheaper and more efficient than charging high pet rent (£25–£50+ per month).

• Provides peace of mind for landlords and affordable protection for tenants.

Berezai adds:  “Pet damage insurance is an archetypal no-brainer. Landlords and tenants both benefit, the products are available, and the industry is ready. It’s a simple way to effect significant change.”

Industry Readiness

Several insurers, including Total Landlord Insurance, have launched policies to support landlords if the provision is reinstated. AdvoCATS is urging the government to reconsider before the Renters’ Rights Bill becomes law.